Clover Health is a Medicare Advantage insurer founded in 2014 that operates at the intersection of insurance, healthcare delivery, and technology. The company serves America's seniors by combining data analytics and proprietary software with traditional insurance operations to deliver preventive, personalised care.
The company's core product is Clover Assistant, a proprietary software platform designed to give physicians data-driven insights that support personalised preventive care and clinical decision-making. This technology underpins Clover Health's approach to aligning incentives between doctors and patients, with the goal of enabling early intervention and improving health outcomes whilst managing costs.
Clover Health members receive comprehensive benefits including dental, vision, hearing, and over-the-counter allowances alongside standard Medicare coverage. The company positions itself as offering a different model of Medicare administration, one that emphasises putting decision-making power back into the hands of members and supporting physicians with the information they need to deliver higher-quality care.
