Wellby Financial is a not-for-profit credit union serving the Greater Houston Metro and Galveston area since its founding in 1961 as JSC Federal Credit Union. Originally established to serve NASA Johnson Space Center employees and their families, it has since expanded its membership to anyone who lives, works, worships, attends school, or does business in the region. The organisation operates 22 branches across Houston and has been recognised as one of America's Best Credit Unions by Newsweek and as Texas's best overall institution among banks and credit unions by Money.com.
Wellby Financial offers a comprehensive range of retail banking and wealth-management services, including checking and savings accounts, mortgages, vehicle loans, credit cards, and wealth management solutions. The credit union maintains a team of certified financial counselors to assist members with financial planning and has invested in digital capabilities, including a mobile banking application designed to serve its membership base.
As a financial cooperative, Wellby operates on a member-benefit model rather than profit maximisation. The organisation positions itself around helping members prosper whilst reinvesting in the communities it serves. Its official partnership as the credit union of the Houston Rockets reflects its integration into the local community fabric.
