First Community Credit Union is a member-owned financial cooperative founded in 1954, operating as a not-for-profit institution. It serves over 180,000 members across 41 counties in Texas, with a particular focus on the greater Houston community. The institution holds assets exceeding $3 billion and has been in operation for more than six decades.
The credit union provides a full range of financial services, including checking and savings accounts, auto and home loans, credit cards, business banking, and wealth management solutions. Its technical operations encompass digital banking, mobile applications, and financial security, with products such as online and mobile banking platforms, native iPhone and Android apps, EMV chip cards, and a financial tracking tool called My Money Maps.
As a member-owned institution, First Community Credit Union operates under a philosophy of "people-helping-people." Profits are returned to members through competitive rates, special offers, and lower fees. The organisation is governed by a board of directors drawn from its membership and maintains a commitment to community involvement, including educational initiatives supported through the First Community Cares Foundation.
