OneMain Financial, founded in 1912, is the largest personal installment lender in the United States. The company provides responsible access to credit for nonprime customers who may not qualify for traditional bank loans. Its product offerings include personal loans and auto loans ranging from $1,500 to $20,000 with fixed rates, as well as the BrightWay® Credit Card, which rewards customers for building positive payment history. Funds from loans can be available as quickly as one hour after closing.
With more than 1,300 branches across 47 states, OneMain Financial has served over 18 million customers since 2006. The company reports a 90% customer satisfaction rate. Its Comprehensive Customer Bill of Rights guarantees affordable payments, transparent pricing, and a seven-day satisfaction guarantee allowing customers to cancel their loan.
OneMain Financial operates in the consumer lending and financial services sectors. The company offers free monthly credit score updates, financial education resources, and personalized budgeting assistance. It also maintains partnerships with local and national organizations aimed at breaking down barriers to economic mobility.
