International Personal Finance is a British financial services company headquartered in Leeds that provides unsecured consumer credit, insurance, and digital financial products to approximately 1.7 million customers across nine markets. Founded in 1997, the company operates the world's largest home credit business alongside digital lending and insurance offerings, employing over 21,000 colleagues worldwide.
The company's product range spans traditional home credit (doorstep lending), digital installment loans, hybrid loans, credit cards, retail credit, revolving credit lines, and mobile wallet solutions. IPF Digital, its fintech arm, delivers digital financial products and services. Insurance products complement the core credit offerings.
IPF serves customers often underserved by traditional banking, focusing on accessible and affordable finance. The company emphasises responsible lending practices and positions financial inclusion as central to its purpose, supporting customers' broader financial wellbeing rather than simply extending credit.
