Afficiency is an insurance technology company based in New York City. It operates in the life insurance vertical, serving carriers and distributors with a fully digital platform.
The company's core offering is a 100% digital life insurance platform built from the ground up. The system handles the entire insurance lifecycle - from quote to policy issue to ongoing administration - through a unified, API-based architecture designed for seamless integration with existing technology stacks.
Afficiency's platform enables carriers and distributors to offer instant underwriting decisions without requiring medical exams, with coverage available in under ten minutes. The company's technical focus areas include digital platform development, API-based system integration, and insurance technology.






