Federato Technologies, founded in 2020 and headquartered in San Francisco, develops an AI-native platform for the insurance industry. The company's core product, the Federato Platform, uses agentic AI to automate workflows across the full policy lifecycle - from submission intake and triage through underwriting, quoting, binding, and renewal. It unifies these processes and provides real-time portfolio visibility to support risk decision optimization.
The platform is designed to generate complete, fully explained, on-strategy quotes for underwriter review in minutes. Reported performance metrics include an 89% reduction in time to quote, a 90% reduction in the number of systems used, and a threefold increase in high-appetite quotes produced.
Federato has raised over $180 million in funding. Its technical domains span AI, agentic AI, workflow automation, portfolio visibility, and risk decision optimization.
