Zed is a fintech company building what it describes as the first AI-native, licensed neobank in the Philippines. The company targets young professionals in global emerging markets, aiming to broaden access to premium financial services. Its headquarters are in San Francisco, with operations in the Philippines and a broader focus on Asia.
At the core of Zed's product is an AI-native neobank that uses foundational models to underwrite credit risk. The underwriting approach draws on transaction data, financial documents, and other structured and unstructured data sources. The company's technical work spans AI and underwriting models.
Zed's target market comprises approximately 200 million college-educated young professionals across emerging Asia. The company has raised $22.5 million in total funding, placing it between Seed and Series A stage. It operates within the financial services, banking, and fintech verticals.
