United Overseas Bank (UOB) is a Singapore-based bank founded in 1935 that operates across 19 countries and territories in Asia Pacific, Europe and North America. The group maintains a network of more than 500 branches and offices, with banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam. UOB is organised around three core business segments: Group Retail, Group Wholesale Banking and Global Markets.
The bank provides a comprehensive range of financial services spanning consumer banking, private banking, commercial banking, transaction banking, investment banking and treasury services to individuals, businesses and institutions. It holds credit ratings of Aa1 from Moody's Investors Service, AA- from both S&P Global Ratings and Fitch Ratings, reflecting its position as a leading bank in Asia.
UOB's stated purpose centres on building the future of ASEAN by connecting businesses to regional opportunities. The bank emphasises personalised banking experiences and leverages its regional footprint and data insights to support innovation. Its values are described as Honourable, Enterprising and United, with a commitment to helping businesses develop sustainably whilst fostering social inclusiveness and environmental impact.
