Setpoint, founded in 2021, provides the operating system for capital markets. Its Capital OS platform offers critical infrastructure that modernizes asset-backed finance processes, powering relationships between the world's largest banks, credit funds, and capital markets counterparties. The platform helps standardize borrower data, automate borrowing base calculations, manage collateral analytics, and ensure compliance across the ecosystem.
The system powers over $100 billion in financed assets annually across asset-backed securities (ABS) and asset-backed finance (ABF) markets. It serves a range of industry verticals including warehousing, securitization, auto origination, SMB origination, real estate lending, leverage finance, and fund finance. The platform's capabilities span financial technology, data standardization, automation, analytics, and compliance management.
By streamlining these processes, the platform enables faster funding times and reduced operational overhead for both borrowers and lenders, while providing real-time analytics throughout the asset-backed finance lifecycle.
