Santander is a global retail and commercial bank founded in 1857, with operations across 10 core markets in Europe and the Americas. It serves nearly 180 million customers and employs over 202,000 people worldwide, making it one of the largest financial institutions by scale in the Western hemisphere.
The bank's core offering spans retail and commercial banking, small-business lending, and inclusive banking services aimed at individuals and businesses that face financial complexity or exclusion. Alongside these, Santander runs financial education programmes to support communities and green finance initiatives intended to enable sustainable growth.
Santander organises its work around three stated values - simple, personal, and fair - with an explicit focus on reducing barriers to financial access. Its efforts extend to small businesses through dedicated lending products, and to underserved populations through inclusive services designed to be straightforward and transparent.






