Lumin Digital, founded in 2016, provides a cloud-native digital banking platform to financial institutions across the United States. Its platform currently serves more than 90 financial institutions and over 8 million end users, delivering digital banking experiences with a reported uptime of 99.999%. The company operates in the financial technology sector, focusing on data and innovation within digital banking.
The platform enables measurable outcomes for its clients. In reported examples, financial institutions using Lumin Digital have seen deposit growth of $18 million in a single month and monthly cost reductions of $75,000. The company delivers over 220 product enhancements per year and has achieved a 100% record for on-time launches.
Customer and employee satisfaction figures are notably high. The platform holds an app rating of 4.85 out of 5, with 82% of users rating the experience positively. The company reports that 97% of its clients are referenceable and that internal employee satisfaction stands at 99%.
