Kapitus provides financing solutions for small businesses, having delivered over $8 billion in funding to 68,000 companies since its founding in 2006. The company operates from offices in New York, Virginia, California, and India, with a team of over 360 professionals.
The firm's approach combines AI-powered analytics and data-driven decision-making with a relationship-focused model. KapitusPLUS, its flagship offering, allows business owners to compare multiple financing options and assemble customised packages suited to their circumstances. This process aims to balance speed of approval with personalised service.
Kapitus operates in the fintech and lending technology space, building systems that leverage modern technology to streamline underwriting and approval processes while maintaining direct client relationships. The company emphasises transparency, fairness, and integrity as core operating principles, positioning itself as consultative rather than transactional in its dealings with small-business borrowers.
