ICW Insurance Company of the West is a national, multi-line property and casualty insurer founded in 1972. Based in San Diego, California, the company ranks among the largest privately held insurance groups in its home state, quoting over $3.5 billion in annual premiums. Its core operations span the United States, with particular depth in California.
The company underwrites workers' compensation, catastrophe coverage, assumed reinsurance, and earthquake insurance. Workers' compensation - a specialty of the firm - covers work-related injuries and illnesses, while its catastrophe and earthquake products address large-scale disaster risk. Through assumed reinsurance, ICW also takes on risk transferred from other insurers.
Privately held throughout its history, ICW traces its values to founder Ernest Rady. The firm states a commitment to community engagement as part of its corporate culture.
