FICO is an analytics software company founded in 1956 that helps businesses make decisions across the customer lifecycle. The company operates in more than 90 countries and serves banking, healthcare, insurance, retail, telecommunications, and government sectors through predictive analytics, machine learning, and artificial intelligence.
The company's FICO Scores product is used by 90% of top US lenders to assess credit risk and is recognised as the standard for consumer credit decisions globally. FICO's real-time fraud detection platform powers fraud prevention for 4 billion payment cards worldwide. Beyond these flagship products, FICO delivers enterprise optimization solutions across its served industries.
FICO's technical expertise spans predictive analytics, data science, machine learning, real-time fraud detection, and enterprise decisioning systems. The company's platforms are embedded in critical financial and operational processes for some of the world's largest organisations.
