Farmers & Merchants Bank is a family-owned community bank established in 1907 and now in its fifth generation of Walker family ownership. Headquartered in Long Beach, California, the institution operates 27 branches across Southern California, including locations in San Clemente and Santa Barbara. It has provided financial services for more than a century.
The bank serves both individuals and businesses with a range of products, including checking and savings accounts, commercial lending, real estate loans, and treasury management services. Its approach emphasises personalised service and long-term client relationships, a model the bank describes as a white-glove service approach.
Farmers & Merchants Bank employs hundreds of team members and reports notable employee retention, with many staff members staying for 15 to 30 years. The bank positions itself within a culture of stability and community commitment, consistent with its long-standing presence in the region.





