Athene is a retirement services company founded in 2009 and now the largest individual annuity provider in the United States. Operating with over $430 billion in assets under management, the company holds A+ financial strength ratings from AM Best, S&P, and Fitch, and works in strategic partnership with Apollo Global Management.
The company's core business is designing and distributing retirement income products for individuals and institutions. Its individual product range includes fixed annuities, fixed indexed annuities, registered index-linked annuities, and immediate annuities that provide guaranteed lifetime income. On the institutional side, Athene offers pension risk transfer solutions - helping corporations manage and offload pension liabilities - as well as funding agreements. Investment management and alternative asset strategies underpin the broader business model.
Athene's work sits at the intersection of insurance, asset management, and retirement planning, with operations focused entirely on the United States market. Since its founding, the company has grown from a startup into a firm addressing what it describes as a widespread shortfall in guaranteed retirement income among Americans approaching retirement age.
Internally, the company emphasises a culture of ownership and execution, with a strong orientation toward growth and measurable customer outcomes.
